It's not too hard to find a domestic listening room at night where your breathing is by far the loudest sound, I am in such a room right now. As for recording...
Well there are also recording studios with extremely low background noise too but whilst these may be OK for film sound effects with music just the presence of the musicians raises the background noise level so even with classical music recordings the background noise level very rarely, if ever, stretches the 16-bit dynamic range.
I just put on a modern super quiet wide dynamic range Arvo Part recording and just before the singers start the signal level is around -65 to -70 dB.
!6-bit is plenty for music IME.
By typical music recordings this track has extremely large dynamic range and 16-bit does it with plenty of margin.
I can hear to 14kHz, so sampling at 44.1 is plenty for me, and probably everybody else.
IME a 44/16 file contains all the
actual audible musical information that one could choose to put in a 96/24 file which is over 3x bigger. A 192/24 is even more pointlessly large.